Natural Disasters: Is Your Home Properly Insured?

Natural Disasters: Is Your Home Properly Insured?

Homeowners all across the country are at risk of falling victim to a natural disaster. From floods to tornadoes to earthquakes, every region is at risk for a severe weather event. Those on the East Coast are currently dealing with the effects of Hurricane Florence....
How Driverless Cars Could Affect the Insurance Industry

How Driverless Cars Could Affect the Insurance Industry

Self-driving cars sounds like something from a futuristic sci-fi movie, but it could be more normalized in our society in the next couple decades. Because of improvements in new technology, some experts predict that self-driving vehicles could be the norm by 2040. If...
Independent vs Direct vs Captive Insurance Agents

Independent vs Direct vs Captive Insurance Agents

Approximately seventy-five percent of the insurance market is run by a combination of ‘’captive’’ and ‘’direct’’ insurance carriers. Captives are large local sales forces, like Allstate, Nationwide and State Farm. Directs are companies that bypass a sales force and...